Payments, taught the way banks actually run them.

Understand. Design. Build. Deliver.

Payments Training Hub is a professional payments training platform for banking and fintech professionals. Learn payments the way banks actually do them: design a payment processing system, follow a payment at every stage, read ISO 20022 and SWIFT messages field by field, understand how banking systems interact, find out why payments fail, write integration requirements, understand clearing and settlement, and handle real banking transformation projects with confidence.

Browse the curriculum Take the placement test

85 chapters, 15 domains, real depth, animated diagrams and narrated audio on every lesson.

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Who this is for

Eight routes, built for who you are and how much experience you bring. Pick the one that matches you.

New to PaymentsNo experience neededExplain what a payment is and trace it from instruction to beneficiary credit.Business AnalystWorking BA, 1 to 5 yearsWrite requirements, user stories, BRDs and FSDs for payments changes.Technical Business AnalystWorking BA, 3 to 8 years, technicalWrite interface specifications and validate messages against schemas.Product OwnerProduct Owner or Manager, 3 to 10 yearsOwn a payments product roadmap grounded in how payments really work.Payments SMESenior expert, 10 to 15+ yearsReason about clearing, settlement, liquidity and risk at field level.Solution ArchitectSenior engineer or architect, 8 to 15+ yearsDesign payment hubs, gateways and real-time platforms.Cross-Border SpecialistWorking BA, PO or SME, 3 to 10 yearsTrace a cross-border payment through correspondents, nostro and cover.Payments TesterQA or Test Analyst, 1 to 5 yearsValidate ISO 20022 and SWIFT messages against schemas and usage guidelines.

What Payments Training Hub is

Payments Training Hub is a complete payments academy and payments training course, built from real banking work. Every lesson is a short narrated lesson with an animated diagram that moves as the narration plays, so you see the payment move, the field highlighted, the ledger updated, instead of reading a wall of text.

What you will be able to do. Follow a payment from initiation to settlement across every rail; read and write ISO 20022 and SWIFT messages field by field; map MT to ISO 20022; design payment APIs and integration requirements; investigate exceptions, returns and recalls; and run reconciliation and operational controls like a payments business analyst.

How it is organised. 15 domains, 85 chapters, 635 narrated lessons, 700 answered questions, 10 simulators, 10 labs, 14 ISO exercises, 6 capstones and 124 scenarios. Start at the beginning, or take the placement test and we will tell you exactly which course to start with.

Choose your starting point

Three ways in, depending on where you are now. Every path ends at the same place: you can follow a payment end to end and explain each step.

New to paymentsStart at the beginning. Chapter 1, What is a Payment, explains the basic building block of every payment system, from first principles.You know the basicsFollow the curriculum, 15 domains and 85 chapters, from payment fundamentals to the hands-on BA workshop and the capstone.You want hands-on practiceSkip the reading and run a payment yourself. Ten simulators, from lifecycle to exceptions, including the API playground.

Or browse the full curriculum on the Courses page: 15 domains and 85 chapters, every lesson narrated with an animated diagram. Jump to the curriculum.

Simulators: learn by doing

Reading about a payment is one thing. Running one, breaking it, and fixing it is how it sticks. Each simulator is a real working model, not a video.

Payment Lifecycle SimulatorOne payment, USD 25,000, London to Singapore. Follow it stage by stage, reference INV-8841.Cross-Border Payment ConfiguratorBuild a cross-border payment and watch the chain, the charges, and the final amount change.Payment Hub Architecture SimulatorEighteen components, in payment flow order, from the channel where an instruction arrives to settlement.ISO 20022 Message ExplorerReal structured XML examples for the seven messages that carry a payment from instruction to statement.T2 and TIPS SimulatorSettle a euro payment in T2 RTGS or in TIPS and watch the states change.Payment Accounting SimulatorEvery payment is a set of ledger entries, and every entry must balance.Payment Exception Investigation SimulatorSeventeen exceptions, as operations sees them. Read the symptom, pick the first investigation step.Payment State Machine SimulatorOne payment, USD 25,000, London to Singapore. Watch its state change at every step.

Also try the API Playground, with real payment API requests and responses, and the Scenario Simulator, where you walk a payment going wrong, step by step.

For guided practice, not just simulation, open Practice: five hands-on experiences, Mission Control, Failure Investigation Lab, ISO 20022 Mapping Workbench, Reconciliation War Room and BA Studio, each with a score.

Capstone projects: prove it

Six end-to-end projects. Each one produces the deliverables a payments BA or architect produces on a real project, with a downloadable brief to work from.

Capstone projectsSix end-to-end projects, from brief to deliverables. The closest thing to real project work in the academy.BA and PO practical labsTen hands-on labs. Each one walks through a real BA or PO task, step by step, with templates and a worked example.Timed test seriesFifteen timed tests, one per domain plus mixed mocks. 80% pass mark, with explanations after you submit.

Explore the academy

CoursesThe integrated course and 10 smaller bundles, one per area, with prices and a payment page. Learning PathwaysEight guided routes: Beginner, Business Analyst, Technical BA, Product Owner, Payments SME, Solution Architect, Cross-Border Payments and Payments Tester, each with a sequence, simulators, tests and a capstone. Cross-Border PaymentsThe complete cross-border track: correspondent banking and nostro/vostro, serial and cover payments with the exact messages at every step, charges and FX, gpi tracking, exceptions, MT101, MT400, standby letters of credit, and the SEPA, UK and US schemes. Timed Test Series15 timed tests, one per domain plus 3 mixed mocks. 80% pass mark, explanations after you submit. Placement Test29 applied questions across all domains. We tell you exactly which course to start with. Simulators10 simulators, including the API playground and the payment state machine. Labs10 hands-on BA and PO labs with templates and worked examples. ISO Lab14 ISO 20022 message and mapping exercises with valid and invalid XML. Message Explorer27 MT and ISO 20022 messages, field by field. Interactive Trace20 stages of one USD 25,000 payment, London to Singapore. Scenarios124 reusable payment scenarios, positive and negative paths. Capstones6 end-to-end capstone projects with downloadable briefs. FAQ700 questions learners ask, answered in detail, linked to the chapters. ReferenceGlossary, message catalogue, scheme catalogue, careers and radar.

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