Clearing, Settlement and Liquidity
Clearing is not settlement. Learn the difference properly.
The plumbing underneath every payment. Clearing concepts and netting, settlement models, liquidity management and settlement risk. Short, focused, and the difference between a BA who guesses and one who knows.
Who this course is for
Business analysts, treasury staff and operations leads who need to understand settlement.
Prerequisites
Payment Foundations, or equivalent working knowledge of the payment lifecycle.
What you will learn
- Explain clearing and netting.
- Compare RTGS, deferred net settlement and prefunded models.
- Explain liquidity management and intraday credit.
- Explain settlement risk and how it is controlled.
- Calculate a net settlement position.
Practical exercises
Every lesson includes a practical exercise in the lesson player, with the problem, the information available, the action expected, what counts as a correct result, and why the answer is correct. This course has 29 exercises, one per lesson, plus the hands-on labs and simulators listed below.
What you will produce
- A net settlement position calculation.
- A settlement model comparison for one payment system.
Completion criteria
- Finish all lessons in the bundle.
- Pass the Clearing and Settlement Test with 70% or more.
Included chapters
Practice tests included
Timed multiple-choice tests for this material, with the correct answer and an explanation for every question.
Simulators and playgrounds included
Run a payment yourself instead of just reading about it. These interactive simulators cover the same material as the chapters above.
Practice features included
Not included
This bundle does not include the other courses:
- The Integrated Course (85 chapters, 635 lessons)
- Payment Foundations (5 chapters, 37 lessons)
- ISO 20022 and SWIFT Messaging (11 chapters, 87 lessons)
- Global Payment Rails (10 chapters, 77 lessons)
- Cross-Border and Correspondent Banking (7 chapters, 50 lessons)
- Cards and Domestic Payments (6 chapters, 44 lessons)
- Compliance, Risk, Operations and Reconciliation (8 chapters, 59 lessons)
- Payment Architecture and APIs (8 chapters, 62 lessons)
- BA and PO Professional Practice (5 chapters, 37 lessons)
- Emerging Technologies and the Future (4 chapters, 30 lessons)