Banking Integration Patterns
Learner explains banking integration patterns, including file transfer, messaging, APIs, and event streaming, and selects the right pattern for a given payment integration need. Learner demonstrates this skill using realistic banking examples, explaining each step clearly and using correct terminology throughout.
Banking integration patterns: connecting core banking, ledgers, gateways and partners.
What You Can Do After This Chapter
Learning objective. Learner explains banking integration patterns, including file transfer, messaging, APIs, and event streaming, and selects the right pattern for a given payment integration need. Learner demonstrates this skill using realistic banking examples, explaining each step clearly and using correct terminology throughout.
Practical assessment. Learner receives five integration needs, including a nightly 100,000 record reconciliation file, a real-time payment status update, and a bulk salary upload, and selects file, messaging, API, or event streaming for each with reasons. Learner then draws the chosen pattern for one need, naming the systems, the data, and the error handling. Learner submits the work with all calculations, sources, and assumptions stated clearly, and checks the result against the chapter checklist before final submission.
Expected deliverables.
- Integration pattern comparison table
- Pattern selection sheet for five needs
- Integration diagram for one selected need
- Error handling guide per pattern
Completion criterion. Learner selects the correct pattern for at least four of five needs, justifies each choice, and draws the chosen pattern with systems and error handling. Completion is judged on accuracy, completeness, and clear reasoning throughout the submitted work.
- The Integration Landscape Inside a Bank
- Core Banking Integration Patterns
- Ledger, General Ledger and Accounting Integration
- Gateway, Aggregator and Third-Party Service Integration
- APIs, Messaging Queues, Files and Event Streaming
- Partner Onboarding, Certification and Change Management
- Exercise: Design the Integration for a New Payment Rail (choose patterns, draw the integration map, define contracts and failure handling)
- OpenAPI contracts: designing a payment API contract
- Event-driven payments and Kafka: topics, partitions, ordering and replay